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Savings retirement

Plan the future with confidence, our experts guarantee it and support you in building a winning savings plan

A life insurance retirement plan is a permanent, or cash value life insurance policy that is funded over time, in order to build up a substantial amount of cash value by the time you retire.

We will advice you on the establishment of the most advantageous contract from a tax point of view as well as the amount of premiums and their frequency to be paid which would best correspond to your situation.

This savings is no way binding because you have the possibility to choose the amount and the frequency of the payments. You an also increase the payments or suspend them or even redeem partially or totally according to your needs and possibilities.

Other capitalization savings contracts

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Amal
Bellarhzal
Responsable Risques Divers et Maladie
Individuals
Health

If you want to benefit from a good protection or supplement your basic coverage, personal health insurance is the health coverage best suited to your needs.

Individuals
Assistance / Travel

Travel in complete serenity, being sure to benefit from global and family assistance valid in Morocco and abroad.

Individuals
Life & disability cover

Protect yourself in the event of disability and protect your family by being covered with death insurance

Individuals
Individual accident insurance

Subscribe to personal accident to live serenely as this insurance compensates all physical damages by covering a wide range of incidents.

Individuals
Home insurance

Make the most of your home and live serenely with all the hassles that may arise daily. Be sure to benefit from assistance and efficient and rapid claims management if necessary.

Individuals
Auto moto

Drive your car and be serene knowing that you have the best cover and benefit from an efficient assistance and claims management

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0522-254836
0522-230031
0522-981118

10 Rue Abdelhak ben Mahyou, quartier palmier
Casablanca, 20250
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Other capitalization savings contracts

A capitalization contract is a contract according to which, in return of payment of a periodic premium or a free payment, it will allow you to fund a dedicated individual account and which will be increased every year by a minimum rate guaranteed.

  • Constitution of a retirement fund
  • Creation of education savings intended to finance the education of children
  • Constitution of savings to allow his child to settle down and start his working life in good conditions
  • Consitution of a housing savings that can be used as contribution for the acquisition of real estate

The performance of the contract is based on the following two elements:

  • The guaranteed minimum rate : in addition to the capital guarantee, the insurer assure you to never provide a capitalization rate lower than that indicated in the contract, regardless of the financial market performance
  • Profit-sharing : this is the percentage the insurance company undertakes to redistribute on the financial profits its makes on the investments made on behalf of its policyholders. Most companies have rates between 80% and 90%.